Health Insurance Cover
Family & Personal Health Plan
From
₦
32,500
Yearly
Emergency Care & stabilization
Pharmacy Benefit Scheme
Special Baby Care unit
Intensive Care Services
Routine Laboratory Investigations
Routine Immunization
General Outpatient Consult
Advanced Investigation
Infertility Management
Specialist Consultation
Gynecological Care
Primary Eye Care
Supply of Drugs
Maternity Care (family plan only)
...more
Benefit Breakdown
BENEFITS | GUARD | SHIELD | PREMIUM | EXCLUSIVE |
|---|---|---|---|---|
Emergency Care and Stabilization | Covered | Covered | Covered | Covered |
Intensive Care Services | Covered | Covered | Covered | Covered |
General Out-Patient Consultation | Covered | Covered | Covered | Covered |
Specialist Consultation | Covered | Covered | Covered | Covered |
Supply of Drugs | Covered | Covered | Covered | Covered |
Pharmacy Benefit Scheme | Covered | Covered | Covered | Covered |
Routine Immunization (0-5years) BCG Measles DPT Oral Polio(OPV) HBV Yellow fever | Covered | Covered | Covered | Covered |
Additional Immunization Meningococcal meningitis Typhoid Pneumococcal Rotavirus HIB Chicken Pox | Not Covered | Not Covered | Covered | Covered |
Routine Laboratory Investigations | Covered | Covered | Covered | Covered |
Basic X-Rays | Covered | Covered | Covered | Covered |
Advanced Investigation CT Scan & ECG* | Covered | Covered | Covered | Covered |
Maternity Care (FAMILY PLAN ONLY):Antenatal Normal Delivery Assisted Delivery Post natal (6 weeks) Cesarean Section **not effective until after 12 months** | Covered | Covered | Covered | Covered |
Primary Eye Care | Covered | Covered | Covered | Covered |
Eye Surgery | Covered | Covered | Covered | Covered |
Biennial Lens + Frame (Principal Only) | N10,000 | N15,000 | N25,000 | N40,000 |
Primary Dental Care Consultation Scaling and Polishing Pain Relief Composite/Amalgam Filling | Covered | Covered | Covered | Covered |
Secondary Dental Care Surgical Extraction Root Canal Therapy | Not Covered | Not Covered | Covered | Covered |
General Surgery (applies per head) **not effective until after 6months** | Covered | Covered | Covered | Covered |
Ward Admission (including feeding) | Standard | Standard | Semi-Private | Private |
Psychiatric Care (8 OPD consults per annum) | Covered | Covered | Covered | Covered |
Physiotherapy Services (Up to approved limits) | Covered | Covered | Covered | Covered |
Treatment of Renal Failure & Dialysis | Not Covered | Covered | Covered | Covered |
Choice of Hospital | Guard Hospital | Shield Hospital | Premium Hospital | Exclusive Hospital |
Mortuary Services (up to the limit of ₦50,000) | Covered | Covered | Covered | Covered |
Individual Premium Per Year | N32,000 | N45,000 | N68,000 | N165,000 |
Family Premium Per Year | N138,250 | N191,250 | N275,000 | N650,000 |
BUY PLAN |
Corporate
Health Plan
This health insurance is designed just for corporate entities, with several benefits and services you can’t imagine.
Oga Protect
Plan
This is a unique premium healthcare solution created specifically for business owners and entrepreneurs
Senior Citizen
Plan
This plan provide quality health care for the peculiar health needs of our loved ones from the age of 60 to 85 through our nationwide hospital network.
