Health Insurance Cover

Family & Personal Health Plan

From

32,500

Yearly

Emergency Care & stabilization

Pharmacy Benefit Scheme

Special Baby Care unit

Intensive Care Services

Routine Laboratory Investigations

Routine Immunization

General Outpatient Consult

Advanced Investigation

Infertility Management

Specialist Consultation

Gynecological Care

Primary Eye Care

Supply of Drugs

Maternity Care (family plan only)

...more

Transaction Charge: , Total:
* are compulsory
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Benefit Breakdown

BENEFITS

GUARD

SHIELD

PREMIUM

EXCLUSIVE

Emergency Care and Stabilization

Covered

Covered

Covered

Covered

Intensive Care Services

Covered

Covered

Covered

Covered

General Out-Patient Consultation

Covered

Covered

Covered

Covered

Specialist Consultation

Covered

Covered

Covered

Covered

Supply of Drugs

Covered

Covered

Covered

Covered

Pharmacy Benefit Scheme

Covered

Covered

Covered

Covered

Routine Immunization (0-5years)

BCG

Measles DPT

Oral Polio(OPV)

HBV

Yellow fever

Covered

Covered

Covered

Covered

Additional Immunization

Meningococcal meningitis Typhoid

Pneumococcal Rotavirus

HIB

Chicken Pox

Not Covered

Not Covered

Covered

Covered

Routine Laboratory Investigations

Covered

Covered

Covered

Covered

Basic X-Rays

Covered

Covered

Covered

Covered

Advanced Investigation

CT Scan & ECG*

Covered

Covered

Covered

Covered

Maternity Care (FAMILY PLAN ONLY):Antenatal

Normal Delivery

Assisted Delivery

Post natal (6 weeks)

Cesarean Section

**not effective until after 12 months**

Covered

Covered

Covered

Covered

Primary Eye Care

Covered

Covered

Covered

Covered

Eye Surgery

Covered

Covered

Covered

Covered

Biennial Lens + Frame (Principal Only)

N10,000

N15,000

N25,000

N40,000

Primary Dental Care

Consultation

Scaling and Polishing

Pain Relief

Composite/Amalgam Filling

Covered

Covered

Covered

Covered

Secondary Dental Care

Surgical Extraction

Root Canal Therapy

Not Covered

Not Covered

Covered

Covered

General Surgery (applies per head)

**not effective until after 6months**

Covered

Covered

Covered

Covered

Ward Admission (including feeding)

Standard

Standard

Semi-Private

Private

Psychiatric Care (8 OPD consults per annum)

Covered

Covered

Covered

Covered

Physiotherapy Services (Up to approved limits)

Covered

Covered

Covered

Covered

Treatment of Renal Failure & Dialysis

Not Covered

Covered

Covered

Covered

Choice of Hospital

Guard Hospital

Shield Hospital

Premium Hospital

Exclusive Hospital

Mortuary Services (up to the limit of ₦50,000)

Covered

Covered

Covered

Covered

Individual Premium Per Year

N32,000

N45,000

N68,000

N165,000

Family Premium Per Year

N138,250

N191,250

N275,000

N650,000





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