Health Insurance Cover

Corporate
Health Plan

From

38,200

Yearly

Voluntary Annual Comprehensive Medical Check-up

General Outpatient Consultation

Specialist Consultation

Primary and Secondary Dental care

Physiotherapy Services(Up to approved limits)

Eye Surgeries

Maternity Care (Family plan only)

Pharmacy Benefit Scheme

...more

Transaction Charge: , Total:
* are compulsory
cardlogos

Benefit Breakdown

BENEFITS

GUARD

SHIELD

PREMIUM

PREMIUM+

EXCLUSIVE

HOSPITALIZATION (ACCOMMODATION & FEEDING)

  • Private Room

Not Covered

Not Covered

Covered

Covered

Covered

PRIMARY IMMUNISATIONS (BASED ON NPI SCHEDULE)

BCG

Covered

Covered

Covered

Covered

Covered

OPV

Covered

Covered

Covered

Covered

Covered

DPT

Covered

Covered

Covered

Covered

Covered

Measles

Covered

Covered

Covered

Covered

Covered

Yellow Fever

Covered

Covered

Covered

Covered

Covered

Vitamin A

Covered

Covered

Covered

Covered

Covered

Hepatitis B

Covered

Covered

Covered

Covered

Covered

SECONDARY IMMUNISATION

Not Covered

Not Covered

Covered

Covered

Covered

ADULT VACCINATION

Not Covered

Not Covered

Not Covered

Not Covered

Covered

LABORATORY INVESTIGATIONS

DIAGNOSTICS INVESTIGATIONS

Covered

Covered

Covered

Covered

Covered

DRUGS

Supply of Drugs Prescribed

Covered

Covered

Covered

Covered

Covered

PHYSIOTHERAPY

5 SESSIONS

7 SESSIONS

10 SESSIONS

12 SESSIONS

15 SESSIONS

MENTAL HEALTH

Covered

Covered

Covered

Covered

Covered

DENTAL CARE ( LIMIT PER SINGLE/FAMILY APPLIES)

N10,000/N25,000

N15,000/N35,000

N25,000/N55,000

N30,000/N75,000

N40,000/N85,000

Dental Consultation

Scaling & Polishing (limit of two years yearly)

Covered

Covered

Covered

Covered

Covered

OPTICAL CARE

Covered

Covered

Covered

Covered

Covered

Lenses (Either Unifocal, bifocal, or varifocal lenses and frame with a limit of once every 2 years)

Covered (Principal only with a Limit of N10,000)

Covered (Principal only with a Limit of N15,000)

Covered (Principal, Spouse & four Children each with a family limit of N80,000)

Covered (Principal, Spouse & four Children each with a family limit of N120,000)

Covered (Principal, Spouse & four Children each with a family limit of N150,000)

OPTHALMOLOGY SURGICAL PROCEDURES (limit applies)

N30,000

N50,000

N70,000

N80,000

N120,000

Limit on Terminal illness (Cancer, Kidney, Stroke and Liver disease)

N200,000

N300,000

N500,000

N100,000,000

N200,000,000

EMERGENCY SERVICES


Ambulance (Hospital-to-Hospital transfer)(For Immobile Enrollees Only)

Covered

Covered

Covered

Covered

Covered

Ambulance (Site-to-Hospital transfer)(For Immobile Enrollees Only)

Covered

Covered

Covered

Covered

Covered

Emergency Stabilization and Resuscitation Management only

Covered

Covered

Covered

Covered

Covered

NEONATAL SERVICES (limit applies)

N35,000

N50,000

N75,000

N75,000

N100,000

Surgical Procedure (LIMIT APPLIES)

GENERAL SURGERY

N100,000

N200,000

N400,000

N600,000

N750,000

OBSTECTRICS/GYNEACOLOGICAL

MATERNITY SERVICES

Covered

Covered

Covered

Covered

Covered

GROUP DISCOUNT PREMIUM IN NAIRA

INDIVIDUAL/FAMILY

INDIVIDUAL/FAMILY

INDIVIDUAL/FAMILY

INDIVIDUAL/FAMILY

INDIVIDUAL/FAMILY

40-100

38,200/191,000

51,300/256,500

85,500/427,500

140,000/700,000

215,000/1,075,000

101-250

35,200/176,000

48,500/242,500

82,500/412,500

135,000/675,000

210,000/1,050,000

251 – 500

32,200/161,000

45,850/229,250

79,500/397,500

130,000/650,000

205,000/1,025,000

ABOVE 500

30,000/150,000

42,000/210,000

75,500/377,500

125,000/625,000

200,000/1,000,000

Oga Protect
Plan

This is a unique premium healthcare solution created specifically for business owners and entrepreneurs

Family & Personal
Health Plan

This is a tailored to suit specific health needs of individuals and families with benefits structured to ensure your Wellness all year round

Senior Citizen
Plan

This plan provide quality health care for the peculiar health needs of our loved ones from the age of 60 to 85 through our nationwide hospital network.